Payment Calculator


Payment Details

Estimated Amount Financed:

* MSRP is the Manufacturer’s Suggested Retail Price (MSRP) of the vehicle. It does not include any taxes, fees or other charges. Pricing and availability may vary based on a variety of factors, including options, dealer, specials, fees, and financing qualifications. Consult your dealer for actual price and complete details. Vehicles shown may have optional equipment at additional cost.

*Pricing provided may vary significantly between website and dealer as a result of supply chain constraints. Pricing shown is non-binding and does not constitute an offer. Contact your dealer for updated vehicle pricing.

* The estimated selling price that appears after calculating dealer offers is for informational purposes, only. You may not qualify for the offers, incentives, discounts, or financing. Offers, incentives, discounts, or financing are subject to expiration and other restrictions. See dealer for qualifications and complete details.

* Images, prices, and options shown, including vehicle color, trim, options, pricing and other specifications are subject to availability, incentive offerings, current pricing and credit worthiness.

* Max payload/towing estimate ratings shown. Additional options, equipment, passengers, and cargo weight may affect payload/towing weights. See dealer for details.

* In transit means that vehicles have been built, but have not yet arrived at your dealer. Images shown may not necessarily represent identical vehicles in transit to your dealership. See your dealer for actual price, payments and complete details.

Car Payment Calculator 

Shopping for a car is exciting. While the planning ahead and budgeting might not be as exciting as driving your next ride off the lot, it’s a necessary part of the process and Spitzer CDJR St Marys’s free, online car payment calculator will come in handy during that part. Whether you have a tight budget to stick to or you want to see how much you’ll be paying every month, use this calculator to help you! You can stop asking, “How do I calculate my payments?” when our tool does all the work for you. Read on to see how this tool works. 

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Chrysler, Dodge, Jeep, or RAM models or one of the used vehicles at Spitzer CDJR St Marys. We strive to offer a large inventory with something for all of our Johnsonburg and Kersey customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Ridgeway: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Contact Our Finance Center with Questions

Whether you’re ready to trade in your old car for a new one or you need some guidance in finding a model that’s within your budget, turn to our friendly finance team! Be sure to also check out our specials for brand-new vehicles and our St.Marys Super Specials for pre-owned models if you haven’t already.